IMPORTANT NOTICE CONCERNING OUR PRIVACY POLICY A GUIDE TO HOW WE COLLECT, USE AND PROTECT CUSTOMER INFORMATION
At Home Loan Auto, maintaining our customers trust and confidence is our high priority. That’s why we want you to understand how we protect your privacy when we collect and use information about you, and the measures we take to safe guard that information. The provisions of this Notice will apply to our former and current customers.
GENERAL DISCLAIMER
The material on this Website is provided for information and convenience purposes only. Although every effort is made to provide accurate, reliable, and current information, FLOORiT Financial, Inc., and Home Loan Auto (herein after collectively and inclusively referred to as “HLA”) provides no warranty, express or implied, or guarantee as to the reliability, completeness, correctness or accuracy of the information. The content of this Website may contain inaccuracies and typographical errors. HLA specifically disclaims any and all liability for any damages, including without limitation, any special, indirect, Incidental or consequential damages, that may arise from any use of, inability to use, or reliance on the site and/or the materials contained on the site whether the materials contained on the site are provided by HLA, or a third party. Because HLA publishes information provide by third parties, HLA has no control over the accuracy of such information and makes no guarantee as to such information, including as to the accuracy, currency, content or quality of any such information. HLA Websites contains links to sites that are not maintained by HLA. HLA is not responsible for and has no control over the content of those sites, nor does HLA guarantee the content of such sites. All products and services mentioned by this site are provided by third parties and are subject to change without notice and are subject to restrictions, limitations, availability, conditions and qualifications.
HOW WE COLLECT CUSTOMER INFORMATION AND THE TYPES OF INFORMATION WE COLLECT
We obtain these several types of customer information from a number of sources. Such sources may include:
- Information we receive from you on Applications or other forms, such as your name, address, social security number and telephone number;
- Information we receive from others on your behalf on Applications, forms and other means, such as assets, income and liabilities;
- Information about your transactions with us or unaffiliated third-parties such as your account balance, payment history, and account activity;
- Information we receive from a Consumer Reporting Agency, such as your credit bureau reports and other information relating to your credit worthiness;
- Information from outside sources such as motor vehicle dealers, employers and others involving vehicle financing information, employment status, and verification of information.
Usage Information. We and our vendors may automatically collect your usage activity, preferences, and browser details (such as your IP address and browser type), as well the ID and type of the device you use to connect to our Services, and other details about your use of our Services. This may also include the collection of information about your online activities over time and across third-party websites or online services.
Online Tracking. Because there is not yet a consensus on how companies should respond to web browser-based or other Do-Not-Track (“DNT”) mechanisms, HLA does not itself respond to web browser-based DNT signals.
Location Data. Some of our Services may collect geo-location data to provide location-related functionality, such as the location of your nearest Dealer. We may link location data to other information we have collected about you.
PROTECTING CUSTOMER INFORMATION AND PARTIES TO WHOM WE DISCLOSE CUSTOMER INFORMATION
Protecting customer information is important to us. We use policies, procedures and systems to maintain the accuracy of customer information and to protect it from improper use or loss. Only those persons who need it to perform their job responsibilities in order to effect, administer or enforce a customer’s account are authorized to have access to customer information. We provide training and communication programs to educate our personnel about the meaning and requirements of this privacy policy. In addition, we maintain physical, electronic and procedural security measures that comply with State and Federal regulations to safe guard your information. We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law.
HOW WE USE YOUR INFORMATION
The information we maintain about your relationship helps us identify you and helps prevent unauthorized persons from accessing your information. We use your information to help administer your account. We do not disclose your information to any unaffiliated third-parties or unrelated companies except as to the administration of your personal account. We do not disclose any of your information to be used on third-party telemarketing for promotional offers.
Our site’s forms may require users to give us contact information (such as name and email address), unique identifiers (such as social security number) and financial information (such as account numbers). The user’s contact information is used by HLA to contact the user. Users may opt-out of receiving future communications as set forth in the Choice/Opt-Out section below. Financial information that is collected is used to check the users’ eligibility for financing. Users understand that credit history may be a factor in the evaluation of the credit of the applicant and hereby consents to and authorizes the above named business credit provider and any assignee, lender or funding service that may be utilized to obtain and use a consumer credit report on the undersigned, now and from time to time, as may be needed in the credit evaluation and review process and waives any right or claim they would otherwise have under the Fair Credit Reporting Act in the absence of this continuing consent. In addition, information may be shared with carefully selected business partners in order to alert you of products and services valuable to your business. This site contains links to other sites. HLA is not responsible for the privacy practices or the content of such Websites.
FORMER CUSTOMERS
If your account becomes paid, inactive or is closed for any reason, we will continue to treat and safeguard your information as described in this Notice.
CONCLUSION
We will attempt to keep your customer files complete, up to date and accurate. We will tell our customers how and where to conveniently access their account information (except when we’re prohibited to do so by law) and how to notify us about errors which we will promptly correct. For purposes of credit reporting, verification and risk management, we will exchange information about our customers with reputable reference sources and clearing-house services only.
FACTS
What does FLOORiT Financial, Inc. do with your personal information? Click HERE to view the document.
OPT-OUT
Important privacy choices for consumers. Click HERE to view the document.
QUESTIONS?
Should you have any questions about this Notice feel free to contact us at (714) 453-6000