Terms and Conditions
Effective Date: Aug 1, 2017
Welcome to the website of FLOORiT Financial, Inc. dba Home Loan Auto(“HLA,” “we,” “us,” “our”). The following Terms of Service apply when you visit our website (the “Site”) (https://homeloanauto.com/) or use our online services (collectively, the “Service”). This Site is offered and available to users who are 18 years of age or older. By using our Service, you represent and warrant that you are of legal age to form a binding contract and that you agree to be bound by, and use our Service in compliance with these Terms of Service. IF YOU DO NOT AGREE TO THESE TERMS OF SERVICE, DO NOT USE OUR SERVICE.
We may make changes to these Terms of Service from time to time. When we do, we will revise the “effective” date given above. While we may, from time to time, alert you to changes in the Terms of Service, it is your responsibility to review these Terms of Service frequently and to remain informed of any changes to them. The then-current version of these Terms of Service will supersede all earlier versions. You agree that your continued use of our Service after such changes have been published to our Service will constitute your acceptance of such revised Terms of Service. You further agree that these Terms of Service are supported by reasonable and valuable consideration, the receipt and adequacy of which you hereby acknowledge, including, without limitation, your access to and use of the Service and data, materials and information available at or through the Service.
License to Use our Services
Subject to these Terms of Service, we grant to you a limited, personal, non-exclusive, non-transferable license to use our Service for your personal use and not for resale or further distribution. We (and where applicable, parties from whom we have obtained licenses) retain all right, title and interest in and to our Service, including all related intellectual property rights.
Access to our Services
We do not provide you with the equipment to access our Service. You are responsible for all fees charged by third parties related to your access and use of our Service (e.g., charges by Internet service providers).
We reserve the right to modify or discontinue, temporarily or permanently, all or any portion of our Service without notice. We will not be liable to you or to any third party for any modification, suspension, or discontinuance of all or any portion of our Service.
The Service may become inaccessible or it may not function properly with your web browser, mobile device, and/or operating system. HLA cannot be held liable for any perceived or actual damages arising from operation or use of this Service.
Accounts and Logins
You may be required to create an account and/or login credentials to have access to certain functionalities or parts of our Service, including account management features. By creating an account or login credentials, you agree to provide true, accurate, current and complete information. You also agree to update your account information to keep it true, accurate, current and complete.
You are responsible for the security and confidentiality of your account and login credentials, and you are responsible for any and all activities that occur under your account or using your login credentials, whether or not you are the individual who undertakes such activities. Do not share your account information or login credentials with anyone else or permit anyone else to use your account information or login credentials. You agree to immediately notify us at [email protected] if the password is lost, stolen, disclosed to an unauthorized third party, or if there has been any unauthorized use of your account or any other breach of security in relation to your password of which you become aware. You agree to take appropriate precautions and implement appropriate security measures relating to your use of our Service. This includes keeping your account information and login credentials confidential, and limiting your use of the same password on other websites. HLA will not be liable for any loss or damage arising from your failure to comply with this Section. If you create an account, you can terminate your account at any time by sending a request to [email protected].
Links to Third-Party Websites
Links to this Site may be found on websites operated by third parties. HLA has no control over the content of such websites and is not responsible for any material, information, products or services contained therein.
Where this Site contains hyperlinks to websites operated or controlled by third parties, all such hyperlinks are provided solely as a convenience to you. The appearance of any hyperlink on this Site does not constitute or imply affiliation, endorsement, or adoption by us of the linked website or of any of the information contained therein. We do not endorse, guarantee, or make any representations or warranties regarding any such third-party websites or any material, information, products or services on or accessible via those websites. Information contained on such third-party websites, including but not limited to, the description, pricing and availability of products and services, should be verified with the third-party provider of the product or service. The third-party provider is solely responsible for any representations or offers made by it. If you purchase a product or service from any such third-party provider, you will become a customer of that thirdparty provider, and that third-party provider, not HLA, shall be responsible for all aspects of its relationship with you, as well as for any and all claims that could arise in connection with the product or service purchased. HLA expressly disclaims any and all liability for damages that may arise out of, or in connection with or relating to the access or use of any linked third-party website, to any material or information contained therein, or to the purchase of any products or services on or accessible via such websites.
If you decide to access a website that is linked to or from this Site, you do so entirely at your own risk. When accessing any linked website, it is your responsibility to take all protective measures to guard against viruses or other destructive elements, and to review the applicable terms and policies of that website, including any privacy and data gathering practices.
The appearance of any hyperlink on this Site does not constitute or imply that HLA is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the hyperlink, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of HLA or any of its affiliates or subsidiaries. All other trademarks, product names, and company names and logos appearing on this Site are the property of their respective owners.
Indemnity and Release
You agree to defend, indemnify and hold HLA, its parent company, affiliates and subsidiaries, each of their respective successors and assigns, and the officers, directors, employees, agents and contractors of each of the foregoing harmless from any and all claims, liabilities, losses, damages, costs and expenses, including reasonable attorneys’ fees, arising out of, related to or in connection with (a) your use of the Site or Service, (b) your violation of these Terms and Conditions, (c) your violation of any right of any third party, (d) your violation of any law, rule or regulation or (e) any access or use of the Site or Service by any other party using your login credentials and/or account.
Disclaimer of Warranties
Although every effort is made to provide reliable, accurate and current information, HLA makes no warranties or representations that the Service will be uninterrupted, timely, or error free.
THE EXCLUSION OF IMPLIED WARRANTIES MAY NOT BE PERMITTED IN SOME JURISDICTIONS. IN SUCH JURISDICTIONS, SOME OF THE FOREGOING DISCLAIMERS MAY NOT APPLY TO YOU. THESE DISCLAIMERS SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW.
Limitation of Liability
YOU UNDERSTAND AND AGREE THAT HLA, ITS PARENT COMPANY, AFFILIATES, AND SUBSIDIARIES, EACH OF THEIR RESPECTIVE SUCCESSORS AND ASSIGNS, AND THE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND CONTRACTORS OF EACH OF THE FOREGOING WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, ARISING OUT OF OR IN CONNECTION WITH OUR SERVICE, THE SITE, YOUR USE OF THE SITE, ANY THIRD PARTY’S USE OF THE SITE OR ANY INFORMATION, PRODUCTS, SERVICES OR CONTENT PROVIDED VIA THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY THEREOF AND REGARDLESS OF THE LEGAL OR EQUITABLE THEORY UPON WHICH THE CLAIM IS BASED, WHETHER CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE.
WITHOUT LIMITATION OF THE FOREGOING, HLA WILL NOT BE LIABLE FOR ANY DAMAGES FOR LOSS OF USE, LOST PROFITS, LOST DATA, COMPUTER FAILURE (WHETHER DUE TO COMPUTER VIRUS, ANY OTHER FORM OF SOFTWARE, OR OTHERWISE) OR THE VIOLATION OF YOUR RIGHTS BY ANY THIRD PARTY.
“Disputes” are any claims or controversies against each other related in any way to the Site, Service, or Terms and Conditions. This includes claims you bring against us, any of our parent companies, affiliates or subsidiaries or any of our employees, agents or representatives, and claims we may bring against you.
This Site is controlled and operated by HLA from its offices in Orange, CA. You expressly agree that the federal and state courts located in Orange County in the State of California, USA have exclusive jurisdiction over any claim or dispute arising under or relating to the Site, Service, or Terms and Conditions. You further expressly agree to submit to the personal jurisdiction of such courts for the purpose of litigating any such claim or action. You shall not commence any proceeding or lawsuit against us in any other court or forum and you waive any jurisdictional, venue, or inconvenient forum objections to such courts.
FLOORiT Financial, Inc. dba Home Loan Auto is licensed by the California Department of Business Oversight, license number 603J645.
Questions? Concerns? Comments? – Contact Us
If you have any questions or concerns about our Service or these Terms of Service, you may contact us by email at [email protected] or postal mail to Home Loan Auto, 2475 N. Tustin St., Orange, CA 92865.